Steps to an HSA (Health Savings Account) health plan:

1. Obtained a qualifying high deductible policy. See our “Under 65 Health Insurance” page to review companies offering this type of health plan.

2. Once your high deductible policy is approved with an official start date, open your Health Savings Account (HSA). Apply online through this outstanding FDIC bank that has won numerous awards for low fees and efficient HSA services. Read More »

How to Safely Reduce Your Health Insurance Cost
by Tom Russell

   A few years ago Congress made “Health Savings Accounts” permanent. The program benefits all Americans under 65. However, to qualify for a tax-free Health Savings Account (HSA), you must acquire a high-deductible policy that does NOT have co-pay benefits for doctor visits or prescriptions

   Is this the best way for Arizona residents to own health insurance? The numbers tell an interesting story. Read More »