For those under 65, it looks like (at least for now) Health Savings Accounts (HSA) will still be available. Remember, you must have a policy that is HSA qualified, which means a plan with a high deductible and without co-pay benefits. Here are 12 good reasons to open an HSA:

1. A fully funded health savings account used with a high deductible health insurance plan gives you 100% health insurance coverage sometimes for half the cost of traditional health insurance. Read More »

Steps to an HSA (Health Savings Account) health plan:

1. Obtained a qualifying high deductible policy. See our “Under 65 Health Insurance” page to review companies offering this type of health plan.

2. Once your high deductible policy is approved with an official start date, open your Health Savings Account (HSA). Apply online through this outstanding FDIC bank that has won numerous awards for low fees and efficient HSA services. Read More »

How to Safely Reduce Your Health Insurance Cost
by Tom Russell

   A few years ago Congress made “Health Savings Accounts” permanent. The program benefits all Americans under 65. However, to qualify for a tax-free Health Savings Account (HSA), you must acquire a high-deductible policy that does NOT have co-pay benefits for doctor visits or prescriptions

   Is this the best way for Arizona residents to own health insurance? The numbers tell an interesting story. Read More »