Short-term health insurance policies may not cover pre-existing conditions. There are usually a few health questions in order to qualify. And, short term policies do not spare you from the tax penalty, which may be assessed when we do not have an ACA Qualified Health Plan. There are also limits to how long the short term policy will last.
If one does not choose an ACA health plan, perhaps it’s better to have a short term policy than no health insurance at all. Go slow. Be clear on the facts. Call our office if you would like to know more.
The Short-term policy our agency represents — Click Here.