I’m often asked by clients what my take is on the massive efforts to reform the nation’s health care system.  This article sums up best where we are in the process as of November, 2009. It’s not inspiring.  The article by Paul Zane Pilzer helps us all understand the current direction. Yes, reform is needed, but is this it? Read More »

By Tom Russell

Sometimes a really practical and important book on financial planning arrives to provide important new guidance, especially in times of turmoil. So many people dwell in serious confusion today regarding their investments, and what to do next after all the upheaval. Just such a book is Buckets of Money by Ray Lucia. Go here for an extended excerpt.

Each of his “buckets” represents a different component to a comprehensive retirement plan. One bucket is for the immediate term financial requirements. Other buckets are for midrange and long term requirements. This system finds the balance between risk and reward with a wholistic approach. Read More »