Three Easy to Use Long-term Care Resources:

People choose to insure this risk for many different reasons. Guaranteeing your access to quality care (in the setting of your choice, including your home) tops the list. Protecting your children from the obligation to assume the role of your caregiver is another. Making sure your assets go to further your legacy instead of being paid out to a nursing home is a third. (Check cost of care in your state.) Also, protecting your insurability, since a change in your health could make it impossible for you to get a policy, and the longer you wait, the more expensive premiums become.

1. This free book authored by Tom Russell (How to Understand the Fine Print in Long-term Care Insurance Policies and Avoid Costly Mistakes) is so easy to understand that major insurance companies have purchased hundreds of copies at a time to train their agents on long-term care insurance. Get your free copy today. Just call our office (928.474.1233) or send us a request through the “Contact Us” link above.

2. Kiplinger Magazine teamed up with John Hancock to produce an award winning video series on long-term care insurance. View the series here. Also note the list of excellent articles below the video play area.

3. Since the U.S. government is entirely without the means for a national long-term care benefit program, they are stepping up efforts to educate the public on this vital planning need. This new website provides good information.

Which company is best for you for Long-term Health Care Insurance?

That depends on you. For example, some companies are better if you’re married, while another one is the best if you’re not. One company doesn’t mind if you smoke, but most others do. Companies also treat medications differently. We’ll help you navigate to the best company for you, and work with you to design a plan you can easily afford. Call us for a no-obligation consultation.