Reasonably good health (does not have to be perfect) creates an asset we can help you leverage into enhanced security, more flexibility, and greater immediate estate values for your heirs.
Have you designated (in your own thinking) an annuity or CD you hope to see go to your heirs when you pass away? The new kind of Living Benefit Life Insurance can substantially and immediately increase the inheritance for your heirs, and provide YOU access to the cash value if needed for any purpose, PLUS access to the entire death benefit of the policy for lump sum payments for a critical illness (heart attack, stroke, cancer), AND long-term health care and home care, if needed. So the policy not only immediately enhances the value of your estate, but strengthens your health insurance protection as well.
You can transfer money from a CD, annuity, mutual fund, or existing life insurance policy, in a “single premium” to fund the new Living Benefit policy, or you can elect to take out a new policy and pay regular annual premiums. Let us help you explore this option. Often we find great values in mid-size companies with exceptional financial solvency, that decline to spend their resources on costly national advertising campaigns.